Terms of Service
Last updated: January 2025
Agreement to Terms
By accessing or using Cost of Choice (costofchoice.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
Educational Content Only
Important: All content on Cost of Choice is for educational and informational purposes only. It is not financial advice, investment advice, tax advice, or legal advice.
Our articles analyze financial decisions and trade-offs in general terms. Your specific situation may differ significantly from the scenarios we discuss. Before making any financial decision, you should:
- Consult with qualified financial, tax, and legal professionals
- Consider your personal circumstances, goals, and risk tolerance
- Conduct your own research and due diligence
No Guarantees
While we strive for accuracy, we make no guarantees about the completeness, reliability, or accuracy of our content. Financial markets, tax laws, and economic conditions change. Information that was accurate when published may become outdated.
We are not responsible for any decisions you make based on our content, nor for any financial outcomes that result from those decisions.
Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Cost of Choice and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our written permission.
You may share links to our content and quote brief excerpts with proper attribution.
User Conduct
When using our website, you agree not to:
- Use the site for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the website
- Scrape or collect data from our site without permission
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.
Limitation of Liability
To the maximum extent permitted by law, Cost of Choice shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or content.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the modified terms.
Governing Law
These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
Contact
If you have questions about these terms, please contact us at contact@costofchoice.com.