Mortgage
The mortgage you choose shapes your finances for decades. 15-year vs 30-year isn't just about interest rates—it's about opportunity cost, flexibility, and what you're giving up either way.
- Is buying mortgage points a good idea? Buying mortgage points can save thousands—or waste money upfront. Here's how to decide if paying for a lower rate makes financial sense.
- The real cost of choosing a 30-year mortgage over a 15-year Comparing a 15 year vs 30 year mortgage? See the true cost difference, when each makes sense, and the decision framework smart buyers use.
- This mistake with adjustable-rate mortgages could cost you thousands The ARM mortgage gamble most buyers get wrong. Learn when adjustable rates make sense and when they become a costly trap.
- Why waiting to lock your mortgage rate might cost you more than you think Should you lock your mortgage rate now or wait? The hidden costs of hesitation could add thousands to your loan. Here's how to decide.
- The Hidden Cost of Choosing a 15-Year vs 30-Year Mortgage Everyone talks about interest savings. Nobody talks about what you're actually giving up with each choice.